Every summer, many Floridians will vacation by car outside of the state. If you are a Florida resident injured in a car accident outside of the state of Florida, your PIP benefits may or may not apply. Whether your PIP benefits apply will depend on the details surrounding the accident. If you are injured in your own vehicle outside of the state, benefits are payable. If a resident relative is injured in your vehicle outside of the state, benefits are available to them as well.
Florida PIP benefits are most likely not available if you are injured as a passenger in an out of state accident in someone else’s vehicle. PIP benefits would probably not cover any resident relatives who were injured in an out of state accident in someone’s vehicle. PIP benefits will probably not apply if you are driving someone else’s vehicle and were injured in an out of state accident.
When an out of state resident is injured in a car accident in Florida, PIP will probably not apply to their case. This is important because almost all personal injury cases resulting from car accidents have to be analyzed in light of whether PIP benefits are payable. There are many unique circumstances involved in insurance cases that involve two or more states and it is important to review the facts of your case with your Tampa personal injury attorney.